Saturday, February 1, 2014

Target is cheaper than people think

I budget $250 a month for toiletries and snacks for school lunches.  This amount includes any hair products, makeup, toothpaste, lotions, cleaning supplies, snack foods, drinks, toilet paper, paper towels, etc. for a whole month.  I have some tricks that help a lot.  First, I don't buy prepackaged snacks for lunches.  I buy the target brand snack foods in bulk such as pretzels, trail mix, and animal crackers.  I buy a box of snack bags and I bag the snacks myself for lunches.  This saves so much money.  Next, I buy shampoos and conditioners with a pump on them so the kids don't over pour or waste these products in the shower.  I buy target brand for most food items including bread.  For just over a dollar you can't beat how soft it is and delicious for pb&j lunches.  The only choice in this house.
Besides watching what I buy I go prepared with a couple of price cutting tools. I have the Cartwheel app on my phone and I preload it with deals I know I'll use.  Getting a 5% to 10% discount isn't worth buying things I wouldn't normally get, but if I'm going to buy it anyway I might as well take the discount.  I also have the Target Red check card which saves another 5% off my bill when I use it.  The money comes right out of my checking so I don't pay credit card interest for having a balance.  Today these tools saved me $25 and I was under my monthly budget.  Always excited to share my saving tips.  Part of the savings tonight was getting two $5 gift cards on items I normally buy and they happened to be on sale as well.  Extra bonus!

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